Kingstone Insurance Company

Barry Goldstein Mr. Goldstein joined the Kingstone Insurance Company Board of Directors in 2005 and was elected as its Chairman and Chairman of the Executive Committee in January 2006. In 2008 he was elected to serve as our Chief Investment Officer. Mr. Goldstein serves as Chairman and Chief Executive Officer of Kingstone Companies, Inc., parent of Kingstone Insurance Company. Mr. Goldstein received his B.A. and M.B.A. from State University of New York at Buffalo, and has been a Certified Public Accountant since 1979.

John D. Reiersen     John Reiersen began his insurance career with the New York Insurance Department ending his 25 years there as Chief Examiner in the Property and Casualty Insurance Bureau. At the Insurance Department, John was instrumental in getting many statutes and regulations enacted including the automobile no-fault program, the photo inspection law the IIES program and many other cost containment measures. Mr. Reiersen also pioneered in the market conduct examination process and was responsible for drafting the fair claim practices regulation(Regulation 64). Mr. Reiersen was also responsible for the enactment of many rules in the New York Automobile Insurance Plan (NYAIP) including the Producer Certification Program and increasing the public member representation on the governing committee to seven. He was responsible for the development of the NYAIP LAD, and CLAD, programs, the Public Auto Pool and the Special Risk Distribution Procedure.. During the liability insurance crisis of 1985-1986, Mr. Reiersen was responsible for establishing a number of market assistance programs and in getting cancellation/nonrenewal and flex-rating legislation enacted into law.

     In 1989, Mr. Reiersen joined the Robert Plan Corporation in a senior executive position and from 1990-2000 served as President of the Eagle Insurance Group. Mr. Reiersen served as Chairman of the NYAIP Governing Committee, the Motor Vehicle Accident Indemnification Corporation and the New York Insurance Association and has served and continues to serve on many other insurance industry boards and committees. Mr. Reiersen was elected President of Commercial Mutual Insurance Company (CMIC) in 1999 and in 2001 was elected to the position of Chief Executive Officer, the position he holds today. Mr. Reiersen brings to CMIC a significant amount of both regulatory and industry experience in CMIC’s effort to become a medium size insurer providing valuable insurance markets to New York producers. Effective July 1,2009, CMIC converted to a stock property and casualty insurance company and became Kingstone Insurance Company, where Mr. Reiersen continues to serve as President and Chief Executive Officer.

    John holds the professional designations of Chartered Property and Casualty Underwriter (CPCU, Certified Financial Examiner(CFE) and Certified Insurance Examiner (CIE). He is a graduate of Brooklyn College and holds a Bachelors of Science Degree in Accounting

    John and his wife Jeanie have 2 children and 5 grandchildren.

Karl Houseknecht
Karl J. Houseknecht, ARe, Treasurer & CFO

Karl is on the Board of Kingstone Insurance Company, and has been with the company since 2002 as the Treasurer and Chief Financial Officer. His past experience includes management in Reinsurance Accounting at Liberty Regional Agency Markets and Frontier Insurance Group in New Hampshire and Rock Hill, NY. He began his career at Colonial Indemnity and Colonial Cooperative Insurance Companies, serving first as a Statutory Accountant, and advancing to Accounting Supervisor.

Karl received his Accounting degree from the State University of New York, College at Plattsburgh, and has earned the designation of Associate in Reinsurance (ARe). He is an active member of the Insurance Accounting and Systems Association (IASA) of the Northeast.

Jack Seibald
Mr. Seibald is a Managing Director of Concept Capital, a division of SMH Capital, Inc. and has been affiliated with the firm and its predecessors since 1995. Mr. Seibald has extensive experience in equity research, investment management, and prime brokerage services dating back to 1983. From 1997 to 2005, Mr. Seibald was also a Managing Member of Whiteford Advisors, LLC, an investment management firm, where as co-founder he co-managed several pools of funds. He began his career at Oppenheimer & Co. and has also been affiliated with Salomon Brothers, and Morgan Stanley & Co. Mr. Seibald also operated The Seibald Report, Inc., an independent research firm specializing in the retailing sector. Mr. Seibald serves as a member of the Board of Directors of DCAP Group, Inc. He holds an M.B.A. from Hofstra University and a B.A. from George Washington University.

David Charles Smith

Sally Anne Udalovas is an expert in insurance fraud detection and prevention. She was, in fact, a pioneer in this field. She has been a nationally-featured speaker on the insurance fraud problem and has written articles on the subject. She also participated in a New York CPCU research project entitled Auto Theft In New York, Dimension Of The Problem, Its Cost And What Is Being Done About It.

Sally began her insurance career at GEICO in 1965. In 1972, while working as Customer Service Manager, she came upon a number of claims which appeared suspect and appeared connected. She investigated and proved that they were indeed fraudulent claims. That experience seeded her future career. In 1974, she formed GEICO's first SIU. Her title became Regional SIU Manager.

In 1989, Sally moved on to Robert Plan Corporation as Vice President of SIU and Corporate Security. She set up their SIU and their Corporate Security operations as well as a new concept she named UIU (Underwriting Investigation Unit). Her purview was to stop the bleeding from insurance fraud, stop the corporate crimes including check fraud which attack most corporations and make sure her company got the correct premium dollar for the indemnifation provided.

During her watch with these two companies, Sally's teams stopped or recovered over $225,000,000 due fraud detection.

Sally has worked as a consultantant since her retirement in 2002.

Samuel Yedid is a partner in the Melville law firm of Lazer, Aptheker, Rosella & Yedid, P.C. where he co-chairs the firm's Real Estate practice group. For over 30 years, Sam has counseled a wide range of clients, ranging from small closely-held and family businesses to large public companies, in structuring and negotiating various types of real estate transactions. A large part of Sam's practice is devoted to the representation of some of the largest landlords in the New York Metropolitan area in the leasing of office, industrial and retail properties.

Sam is a graduate of Yale University and the University of Virginia School of Law. Since 1998, Sam has served as a Trustee of the Long Island Chapter of The Nature Conservancy and, in July, 2009, he was appointed a Vice Chairman of the Chapter’s Board of Trustees. In 2004, he helped found the Long Island Real Estate Group (“LIREG”) with several important Long Island developers/owners and other real estate professionals and today sits on LIREG’s Executive Board and Structure Committee and serves as its Vice President. For the last 15 years, Sam has served as Chairman of the Yale Alumni Schools Committee for Northern Nassau County which is responsible for interviewing high school students from that area who desire to attend Yale University.

Sam and his wife Carol have two children and live in Hewlett Harbor.

Michael Feinsod is President and Chief Executive Officer of Ameritrans Capital Corporation, a publicly traded business development company. Since 1999, Mr. Feinsod has been a managing member of Infinity Capital, LLC, an investment management company. Prior to founding Infinity Capital, LLC, Mr. Feinsod worked as an analyst and portfolio manager for Mark Boyar & Company, Inc. Mr. Feinsod is a member of the board of directors of Ameritrans Capital and Kingstone Companies, Inc. Mr. Feinsod is admitted to practice law in New York and was an associate in the corporate law department of Paul, Hastings, Janofsky & Walker LLP from 1996 to 1997. Mr. Feinsod holds a BA from The George Washington University and a JD from Fordham University School of Law.